Running a business comes with unexpected financial challenges. Whether it’s covering short-term cashflow gaps, securing stock, or investing in growth, the reality is that access to fast funding can make or break your next big move.

That’s where Got Capital steps in. As the UK’s number-one unsecured business lender, Got Capital provides hassle-free, same-day funding that gives business owners the flexibility and control they need—without the delays and red tape of traditional lenders.

Whether you need a short-term boost or ongoing financial support, Got Capital helps businesses of all sizes unlock working capital — quickly, transparently, and without personal risk.

Why Business Owners Trust Got Capital for Fast Business Funding

1. Get Funded in Hours, Not Weeks

Many business owners can’t afford to wait weeks for a bank loan—especially when urgent cashflow issues arise. Got Capital operates at the speed of business, ensuring that you can apply, receive an offer, and access funds all on the same day.

✅ Cash in your account within hours

✅ No endless paperwork or delays

✅ Designed for real-world business needs

? Perfect for covering short-term cashflow gaps, urgent stock purchases, or unexpected expenses.

2. No Personal Guarantees – Protect What’s Yours

Traditional lenders require personal guarantees, meaning your personal assets —such as your home— could be at risk if your business struggles to repay.

With Got Capital, that’s never the case. You’ll never be required to put your personal assets on the line.

? This gives you the freedom to fund your business without worrying about personal financial risks.

3. Borrow £1,000 – £200,000+ (Case-by-Case for Larger Sums)

Every business has different funding needs. Whether you need a small injection of cash or a substantial capital boost, Got Capital provides working capital ranging from £1,000 to £200,000+, with larger amounts available on a case-by-case basis.

✅ Flexible funding limits – tailored to your needs

✅ Short-term finance with renewal options

✅ Funding that scales with your business growth

? Need more than £200,000? Speak to Got Capital to explore custom funding solutions.

4. Your Credit Score Won’t Hold You Back

Have a less-than-perfect credit history? Most banks and traditional lenders will turn you away. But Got Capital looks beyond just credit scores, using intelligent approval models to assess the real strength of your business.

✅ Apply with any credit score

✅ Funding decisions based on business health and potential, not just history

? Even if you've been declined elsewhere, Got Capital will likely approve your application.

5. Fixed Repayment Fees – No Interest, No Surprises

With traditional business finance, interest fees will compound over time, making repayment increasingly expensive, unsustainable, and unmanageable.

Got Capital takes a straightforward approach:

✅ Fixed repayment fee – agreed upfront

✅ No interest, no compounding balances

✅ Transparent terms – know exactly what you’ll repay

? No hidden fees. No surprises. Just clear, manageable repayments that put you in control.

6. Settle Early & Save with Custom Payoff Plans

What if your business takes off faster than expected and you no longer need funding? Unlike many lenders who charge hefty penalties for early repayment, Got Capital offers discounted early settlement options.

✅ Pay off your funding early at a reduced rate

✅ Save money when business is booming

✅ Full control over your repayment schedule

? A funding solution that works with you — not against you.

How Got Capital Business Funding Works

Getting funding with Got Capital is fast, simple, and stress-free:

1️⃣ Apply Online – Quick and easy application process

2️⃣ Rapid Assessment – Underwriters assess applications within hours

3️⃣ Same-Day Funding – Approved businesses receive funds on the same day

4️⃣ Fixed Repayment Plan – No hidden fees, no interest

5️⃣ Optional Renewals & Early Settlements – Stay flexible as your business evolves

? Unlike banks, Got Capital won’t keep you waiting. Apply today and get funding at the speed of need!

Who is Got Capital Business Funding For?

Got Capital funds almost all types of businesses and business owners across the UK & Ireland, with very few restricted industries. Whether you’re a start-up, an established SME, or looking for a financial boost to scale operations, Got Capital is here to help.

? Struggling with cashflow gaps? Get working capital quickly.

? Need to purchase inventory or equipment? Fast funding means no delays.

? Growing fast? Expand without waiting for slow bank approvals.

? Turned down elsewhere? Got Capital looks beyond credit scores.

? If you’re running a business, Got Capital has a funding solution for you.

Take Control of Your Business Finances Today

Traditional lenders make business funding complicated. Got Capital makes it simple.

? No personal guarantees

? No hidden fees or compounding interest

? Same-day funding for qualifying businesses

? Ready to get started? Apply now and unlock the funding your business needs — without the wait.

? Apply Now | ? cs@gotcapital.co.uk